The Number One Reason Mortgages Were Denied in 2018

Some say a mortgage (homeownership) is a privilege, not a right. In other words, you have to display some financial responsibility in order to obtain one.

After all, a bank is willing to let you borrow several hundred thousand dollars or more for three decades, so they can’t just be given out willy nilly.

Fortunately, we returned to underwriting loans after the latest mortgage crisis, so the quality of loans is once again passable.

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